Free Money Guides | LB3 Trackers

Printable Christmas Gift List Template - A free printable Christmas gift list template with columns for gift ideas, budget and bought, plus a simple way to set a per-person budget before you shop.
Holiday Meal Planner Printable - How to plan a holiday meal with a printable: menu, shopping list, make-ahead schedule and day-of timeline, plus free pages for Thanksgiving and Christmas hosts.
New Year 2027 Budget Template - Set up a 2027 budget in an evening: a free budget template and calculator, how to plan sinking funds for irregular costs, and a January checklist.
Kids Reward Chart Ideas for January - Fresh reward chart ideas for January: new-year routines, low-cost rewards, chore and reading charts by age, plus free printable charts to start the year.
Free Large Print Word Search Printable for Seniors - A free large print word search printable for seniors and anyone who wants bigger letters, plus tips for printing big and easy-to-read puzzles at home.
Free Printable Chore Chart for Kids (by Age) - A free printable weekly chore chart for kids, with age-by-age chore ideas for ages 3-5, 6-8 and 9-12 and tips for rewards that work.
Free Printable Kindergarten Worksheets for Christmas - Free printable Christmas worksheets for kindergarten: ornament adding, number and letter tracing, sight words, CVC words and shapes, plus tips for short December practice.
Free Thanksgiving Printables for Kids - Free printables to keep kids busy over Thanksgiving: an indoor scavenger hunt, game score pad, reading bingo, number and shape tracing, plus a day-of timeline for the host.
Thanksgiving 2026 Planning Timeline - A week-by-week Thanksgiving 2026 countdown: guest list, menu, budget, shopping, turkey thawing and day-of schedule for Thursday, November 26.
Holiday Budget 2026: 12 Costs People Forget - Gifts are only part of holiday spending. Twelve often-forgotten holiday costs, from hosting and travel to cards, tips and wrapping, and how to budget for them.
Black Friday 2026 Shopping List - Make a Black Friday 2026 shopping list (Nov 27; Cyber Monday Nov 30): set a budget, list names and needs, check prices and return policies, and avoid impulse buys.
Year-End Money Checklist: 12 Things to Do Before 2027 - A December money checklist: review 2026 spending, take a net worth snapshot, set 2027 sinking funds, gather tax paperwork, plan PTO and set 2027 money goals.
Printable Math, Spelling and Handwriting Practice for Kids - Practice ideas for times tables, fractions, addition and subtraction, telling time, spelling and cursive, with a free printable for each skill.
Printables for Expecting and New Parents - A simple guide for expecting and new parents: planning a baby registry, the shower guest book, monthly milestone photos and potty training, with free printables.
Trip Planning Checklists: Travel, Camping, RV and Road Trips - Plan trips with less stress: an itinerary, packing lists, road trip games, camping and RV checklists and a hiking log, plus a free printable for each.
Home Checklists for Cleaning, Maintenance and Getting Organized - Keep a home running with simple checklists: weekly cleaning, monthly and seasonal maintenance, a first apartment checklist, a recipe binder and spice labels.
Hobby Logs and Journals Worth Keeping - Simple logs for hobbies: golf stats, a fishing journal, knitting projects, backyard chicken egg counts, houseplant watering, a new puppy and a watch list.
Family and Event Planning Made Simple - Plan family events with less stress: a family reunion, a book club, weekly date nights, a family tree project and a yard sale, with free printables.
Kid Business Basics: Lemonade Stands and Babysitting - Help kids and teens earn money: plan a lemonade stand with a simple budget and signs, or start babysitting with a flyer, family info sheets and a pay log.
Planning Printables for Faith, Retirement and Life Admin - Planners for big goals and everyday life: read the Bible in a year, count down to retirement, and keep a paper password log stored safely.
How to Track Inventory for a Small Business - A simple inventory system for small shops: SKUs, stock in and out, reorder points, stock value and margin per product.
How to Make a Wedding Guest List and Track RSVPs - Build a wedding guest list by household, split A and B lists, track save-the-dates, RSVPs, meal choices, tables and thank-you notes.
How to Plan a Vegetable Garden for Spring 2027 - Plan your 2027 garden over winter: find your frost dates, sketch beds, take a seed inventory, schedule seed starting and keep planting and harvest logs.
Car Maintenance Log: What to Track - What to put in a car maintenance log: oil changes, tires, brakes, fluids, repairs, mileage and fuel, plus how to set reminders from your owner's manual.
How to Track Rental Property Income and Expenses - A simple record-keeping system for small landlords: rent ledger, paid/unpaid status, expenses by category, repairs, leases ending and cash flow per property.
2027 Reading Challenge Ideas - Ideas for a 2027 reading challenge: weekly prompts, reading bingo, a book log, and tips to actually read more this year.
How to Organize Your Tax Documents - How to gather and organize your tax paperwork before you meet your preparer or open your software: a document checklist, one folder, receipts by category and a questions list.
How to Track Your Net Worth in 2027 - How to track your net worth: list assets and debts, record balances once a month, watch the trend and set a goal for 2027. Simple, no bank connections needed.
Moving Checklist: 8-Week Timeline - A moving checklist from 8 weeks before to 4 weeks after: booking movers, packing by room, labeling boxes, a moving budget and every place to update your address.
December Holidays Around the World (2026 Dates) - December holidays and traditions with 2026 dates: St. Nicholas Day, Hanukkah, Las Posadas, Christmas Eve traditions, Kwanzaa and Lunar New Year 2027, with simple family and classroom ideas.
Christmas Eve Box Ideas - Christmas Eve box ideas: pajamas, a book, a movie night, hot cocoa and more, a budget tip, plus how to make a DIY advent calendar with 24 small fillers.
How to Plan the Feast of the Seven Fishes - How to plan the Feast of the Seven Fishes on Christmas Eve: the tradition, menu ideas, a 3-day cooking timeline, allergies and serving courses on time.
Lunar New Year 2027 Activities for Kids - Lunar New Year 2027 falls on Saturday, February 6, the Year of the Goat. Respectful, simple activities for kids at home or in class: zodiac, lanterns, greetings and puzzles.
How to Plan Your 2027 PTO and Vacation Days - How to plan 2027 vacation and PTO: check your balance and carryover, pair days off with holidays, track requests and avoid losing unused time.
Adult Birthday Party Ideas at Home - Easy adult birthday party ideas at home: invitations, mingling games, a guest-of-honor quiz, wishes cards, simple food and a countdown checklist.
How to Start a Pen Pal Friendship - How to start a pen pal friendship: finding a pen pal safely, what to write in a first letter, keeping track of letters and keeping it going.
How to Take Holiday Cookie Orders - How home bakers can take holiday cookie orders: a clear order form, deposits, allergy notes, a pickup schedule and a daily baking list.
How to Make a Simple Project Plan - How to plan a small project: list tasks, set owners and dates, use a Kanban board for daily work and a Gantt chart for the timeline, and review weekly.
What to Put in an Electronic Press Kit (EPK) - What to include in an electronic press kit: one-sheet, bios in 3 lengths, photos, music and video links, press, shows, audience and contact info.
Small Business Year-End Review and 2027 Plan - A small business year-end review: month-by-month revenue and expenses, top sellers, profit per hour, reflection questions and a 2027 plan with monthly targets.
Craft Fair and Holiday Market Vendor Checklist - A craft fair and holiday market vendor checklist: what to pack, booth setup, pricing signs, cash float, tracking sales and deciding if a market was worth it.
How to Plan a Low-Energy Day - How to plan a day when your energy is low: check your capacity, pick one must-do, use a bare-minimum list and tiny tasks, and count what you did.
What to Track in Your Baby's First Year - What to track in your baby's first year: feeds, sleep and diapers in the early weeks, questions for appointments, and simple monthly memory pages.
Freelance Client Onboarding Checklist - A freelance client onboarding checklist: welcome packet, intake questionnaire, project brief, scope, kickoff call, feedback rounds and wrap-up with a testimonial request.
Youth Soccer Practice Plan for Volunteer Coaches - A simple youth soccer practice plan for new volunteer coaches: warm-up, 2 activities, small-sided game and cool-down, plus season planning, playing time and parent volunteers.
Freezer and Pantry Inventory: Use What You Have - How to inventory your freezer, fridge and pantry zone by zone, make a use-first list, plan meals from what you have and shop smarter.
How to Track Scholarship Applications - How to organize scholarship applications: list amounts and deadlines, track requirements and recommendation letters, reuse essays and follow up.
How to Price Baked Goods for Home Bakers - How home bakers can price baked goods: cost each ingredient by weight, add packaging, your time and overhead, then set a price with a target profit.
Indoor Winter Activities for Preschoolers - Easy indoor winter activities for preschoolers on cold or snowy days: movement games, shadow matching, sensory play, simple crafts and quiet activities, with a checklist.
Winter Storm Prep Checklist for Your Home - A practical winter storm prep checklist for your home: before-winter maintenance, supplies, power outage plan, car kit, pets, people who need extra help, and what to do after.
Caring for a Parent: What Info to Gather During Holiday Visits - Holiday visits are a good time to gather the information you'd need to help an aging parent: contacts, doctors, medications, documents, bills and their wishes, with a checklist.
How to Make a Home Inventory for Insurance - How to make a home inventory for insurance: go room by room, record values, serial numbers, photos and receipts, store a copy safely and update it once a year.
January Life Admin Reset Checklist - A January life admin reset checklist: clear the mail pile, check renewals and expiry dates, schedule yearly appointments, organize documents and set up a small monthly routine.
Holiday Travel: What to Leave for Your House or Pet Sitter - Traveling for the holidays? A checklist of what to leave your house or pet sitter: contacts, vet info, pet routines, medications, house access, thermostat and a daily log.
New Year Career Reset: Find Where Your Skills Fit - A new year career reset: list your skills, see what people already ask you for, map paid, volunteer and local paths, and test your top 3 ideas in 30 days.
How to Switch Banks Without Missing a Payment - How to switch banks without missing a payment: find every autopay and deposit, switch them in the right order, overlap accounts, keep a buffer and close the old account safely.
3 Paycheck Months in 2027 - Which months have 3 paychecks in 2027 if you are paid biweekly, how to find yours from your first payday, and smart ways to use the extra check.
How to Pay Off Credit Card Debt Faster - A step-by-step plan to pay off credit card debt faster: list balances and APRs, pick snowball or avalanche, find extra money and see your debt-free date.
How to Draw Names for Secret Santa - How to draw names for Secret Santa: the hat method, a free online name drawer, keeping couples apart, sharing results privately and setting a price limit.
Office Christmas Party Games That Work at Work - Work-friendly office Christmas party games for in-person or virtual teams: holiday trivia, emoji guessing, would you rather, white elephant and quick team games.
Christmas Card List: Who to Send Cards To - How to decide who goes on your Christmas card list, how to trim it to fit your budget and time, and a simple way to track addresses and cards sent.
Christmas Party Games for Families and Groups - Easy Christmas party games for families, kids and mixed groups: emoji guessing, would you rather, fill-in stories, charades and more, with tips for hosting.
How to Make a Christmas Gift List That Stays on Budget - How to make a Christmas gift list that keeps spending on track: set a total, give each person an amount, track what you bought and what is left.
How to Organize Your Christmas Card List - A simple system for your Christmas card list: one address list, sent and received columns, postage costs and a yearly clean-up.
How to Host a Christmas Party on a Budget - Host a Christmas party without overspending: set a budget, plan a simple menu, share the cooking, use printable games and track costs.
Sinking Funds List for 2027 - A sinking funds list for 2027: 20 common irregular expenses to save for monthly, with how to set amounts and a free calculator.
How Much to Spend on Secret Santa - How to pick a Secret Santa spending limit that works for your office, family or friends, plus ways to keep it fair and a free gift budget calculator.
White Elephant Gift Exchange Rules - Simple white elephant gift exchange rules: drawing numbers, opening and stealing, the freeze rule, plus fun variations and a budget tip.
How to Budget a Biweekly Paycheck - How to budget when you are paid every two weeks: match bills to paychecks, plan for 3-paycheck months, and use a free paycheck split calculator.
Debt Snowball Worksheet: Step by Step - How to fill out a debt snowball worksheet step by step: list debts smallest to largest, pay minimums, roll payments forward, and check your payoff date free.
How to Run a Fantasy Football League as Commissioner - A practical commissioner checklist: settings, dues and payouts, schedules, trades and keeping records, plus a free payout calculator.
Kids' Christmas Activities at Home - Low-cost Christmas activities for kids at home: crafts, baking, games, a treasure hunt and a countdown, with a budget tip and printable ideas.
New Year Money Goals for 2027 - How to set New Year money goals for 2027 that stick: pick 1 to 3 goals, make them specific, put them in your budget and check in monthly.
How to Track Side Hustle Income for Taxes - A simple way to track side hustle income and expenses through the year and set money aside for taxes. Educational only, not tax advice.
Thanksgiving on a Budget - Plan Thanksgiving dinner on a budget: set a total, price per guest, share the cooking, and use a free calculator to see what to save each week.
How to Plan a 2027 Savings Challenge - Pick a version, set a weekly amount you can keep up, automate it and track every week, with a free calculator.
Save for Christmas Starting in October (10-Week Plan) - Start in October and pay cash for Christmas 2026: a simple 10-week saving plan with a free calculator.
Halloween on a Budget 2026 - Simple ways to keep Halloween 2026 spending low, plus a free calculator to set aside money for the holidays after it.
How to Make a Budget for 2027 in 5 Steps - A simple 5-step way to build a 2027 monthly budget, with a free calculator and no sign-up.
Debt Snowball vs Avalanche - Snowball vs avalanche explained with a free calculator that compares your payoff date and interest both ways.
How to Set a Christmas Budget for 2026 - Set a Christmas 2026 budget for gifts, food and decor with a free planner, plus free printable party games.