How to set a Christmas budget you can stick to
Pick the total first, then split it by person. Don't forget the costs that sneak up: wrapping, cards, shipping, holiday food, travel and decorations. Add them as lines above.
The weekly number tells you how much to set aside each week until December 25 so the holidays are paid in cash, not on a credit card in January.
Questions
How much should I spend on Christmas?
Pick an amount you can pay in cash without touching bills or emergency savings, then divide it by person.
What costs do people forget?
Wrapping, cards, shipping, holiday meals, travel, decorations and gift exchanges at work or school.
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