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Paycheck Split Calculator

Enter one paycheck and choose percentages to see exactly where every dollar goes.

Your paycheck

Each payday

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Tips

Split each paycheck the day it arrives: move savings first, then cover bills, and what's left is guilt-free spending. If you're paid biweekly, two months a year have three paychecks, which is a great time to boost savings.

Questions

What split should I use?

A common start is 50% needs, 20% savings and debt, 30% wants. Adjust to your real bills.

Does it work for weekly or biweekly pay?

Yes. Pick your pay frequency and it also shows the monthly equivalent.